It’s open enrollment for Blue Cross/Blue Shield for DC residents. So if you don’t have access to insurance where you work this is a deal for you, bub. Price-wise it’s a big winner too, with pretty low copays.
This isn’t the sort of thing we’d normally post about here, but this is a subject near and dear to my heart. I know our readership trends young – at least compared to me – and it’s a time in your life where you’re really tempted to think you don’t need insurance. And statistically you may not… unless you do.
About ten years ago a good friend of mine was in good health and around 23. In good health till he had appendicitis and ended up needing surgery on very short notice, anyway. Lacking insurance he found himself with a hefty bill that he was paying off for years, long after he had gotten insurance through other avenues. What it ended up costing him would have covered fifty years worth of premiums.
So please, get covered if it’s within your ability and don’t dawdle – they’re capping enrollment at 2,500 folks. You can also check out market review and read a ton of articles on insurances and finances.
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Similar thing happened to me, luckily I had just purchased insurance, which took a lot of convincing, and I was okay. I think that even though its a pain and seems to cost a lot, its worth the piece of mind to not be in debt for years to come.